Serving households across the state of Florida

Florida housing resources

Help with rent, utilities, and eviction — for Florida families.

If you're falling behind on rent or your utilities are at risk of shutoff, you have rights and there are people who can help. This guide explains how the Florida eviction and utility-shutoff processes work, your rights as a tenant, and where to turn — including how Home Rebound can help pay the bill that's threatening your home.

In a housing emergency right now?

Start with these free, confidential lines, then apply to Home Rebound for direct bill help.

Understanding eviction

How the Florida eviction process actually works.

A notice is not an eviction. Your landlord must follow every step below and obtain a court order before you can be removed. Knowing the sequence helps you act in time.

  1. Step 01

    Written notice

    Your landlord must serve a written notice before filing anything in court. For unpaid rent this is a 3-Day Notice giving you 3 business days (excluding the day of delivery, weekends, and holidays) to pay or move out. Lease violations use a 7-Day Notice; ending a month-to-month tenancy requires a 15-Day Notice.

  2. Step 02

    Eviction complaint filed

    If the notice expires unpaid or unanswered, the landlord files an eviction complaint with the County Clerk of Court in the county where you live, and pays a filing fee.

  3. Step 03

    You receive a summons

    A sheriff or process server delivers the summons and complaint. You have 5 business days to file a written answer with the court — don't ignore it. Filing your answer is what protects your right to be heard.

  4. Step 04

    Court review

    If you don't respond, the court can enter a default judgment. If you do respond, the case may go to a hearing where you can present your side, including any defenses or payment you've made.

  5. Step 05

    Final judgment & Writ of Possession

    If the court rules for the landlord, it issues a Final Judgment and a Writ of Possession authorizing removal. Only this court order allows your removal — not a notice, and not a landlord's demand.

  6. Step 06

    Sheriff enforces removal

    The sheriff posts a 24-hour notice before carrying out the removal. You cannot be physically removed without the sheriff acting on a valid Writ of Possession.

"Self-help" evictions are illegal.

Your landlord cannot change your locks, remove your doors, or shut off your electricity or water to force you out. Florida law prohibits it, and you may be entitled to damages up to three times your monthly rent. File a police report, document everything, and contact legal aid immediately.

Your rights as a Florida tenant

You have more protection than you might think.

These rights apply whether or not you have a written lease. Exercising them early — in writing — is what keeps a difficult situation from becoming a crisis.

Proper written notice is required

No eviction lawsuit can start without the correct written notice first. A landlord who skips the notice requirement has not followed the law.

Your day in court

A notice is not an eviction. To remove you, a landlord must win a court case and obtain a Writ of Possession. You have the right to file an answer and be heard.

No retaliation

A landlord cannot evict or punish you for reporting unsafe conditions to code enforcement or for exercising your fair-housing rights.

Habitability & repairs

You can request repairs that affect health and safety — water, electricity, heat or AC, locks, and pest control. Put every request in writing and keep a copy.

Keep your records

Hold on to your lease, payment receipts, written notices, and all texts and emails with your landlord. Documentation is your best defense in court.

Utility shutoff

Keeping the lights, heat, and water on.

Florida regulates when and how utilities can disconnect your service. These rules — and the assistance programs below — exist to prevent a missed bill from becoming a dangerous living situation.

Advance notice before shutoff

Your electric, gas, or water utility must give you advance written notice before disconnecting service for nonpayment — you should not be shut off without warning.

Extreme-weather protection (effective July 1, 2025)

Florida law now prohibits utilities from disconnecting residential service for nonpayment during extreme heat, extreme cold, and declared states of emergency. Bills still accrue during a suspension, but you cannot be shut off when conditions are dangerous.

LIHEAP bill assistance

The federal Low Income Home Energy Assistance Program, administered in Florida by the Department of Economic Opportunity, can pay heating and cooling bills (typically $400–$1,350) and provide crisis assistance of up to about $2,000. Apply through your local agency or call 211.

Medical exemptions & complaints

Utilities must honor certified medical-emergency exemptions that delay shutoff. If your utility isn't following the rules, file a complaint with the Florida Public Service Commission.

How Home Rebound helps

We pay the bill that's threatening your home.

Home Rebound steps in with direct financial help for Florida families — paying rent, utilities, and essential bills straight to your landlord or provider, quickly and confidentially. Assistance is available to Florida residents only.

This page provides general information about Florida housing law and assistance programs — it is not legal advice. Laws and programs change, and how they apply depends on your situation. For guidance specific to your case, contact a licensed attorney or your local legal aid office. Phone numbers and program details above were verified against the public sources listed below; confirm current details before relying on them.